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We ask how long you must to wait after using a credit card for the last time or taking other debts such as a personal loan before you can declare yourself bankrupt.
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Your credit score is probably not good if you are considering how to go bankrupt. If you proceed with bankruptcy it will probably get worse. Instead of agonizing over your credit score, accept that your options to borrow money for the next long period of time will be extremely limited and when you are loaned money it will probably cost you more in interest than others would pay to borrow the same amount of money. You are already familiar with this if credit card debt is part of your difficulties because credit card companies raise the interest rates they charge to people who are not paying their debts on the credit cards.


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Debt advice

Post edited by: jamessmith4152, at: 2026/05/29 05:46